FAQ
Frequently askedquestions
Answers to the questions clients ask most often about buying, financing and transaction support in Spain.
Answers to the questions clients ask most often about buying, financing and transaction support in Spain.
Yes. Citizenship is not a barrier: property in Spain is open to foreign buyers. You can own a property even without residency status.
Residency is not required to buy. An NIE — the Spanish foreigner ID number — is mandatory. Obtaining it and opening a bank account are part of our support.
Foreign buyers can apply for mortgage financing at Spanish banks. Terms depend on the bank and the buyer's financial profile — typically, non-residents are financed a lower share of the value than residents.
Budget roughly 10–14% on top of the price: transfer tax (resale) or IVA + AJD (new build), notary, registration, gestor, lawyer, bank fees if financing. The exact figure depends on the region and property type.
From reservation to signing at the notary usually takes a few weeks. Timing depends on financing, the seller's paperwork and the property's status.
Largely, yes: video viewings are possible, and some steps can be handled by power of attorney. We recommend attending the final viewing in person.
We reply within one business day. The first consultation is free, with no obligation.